FlexPay
Africa
Flexible Payment Service Provider for Rents, Healthcare, Products and Services


Join the 5.000+ individuals and companies trusting FlexPay
Why we're betterflexibleaffordable
Rent Financing
Pay rent monthly instead of lump sums.
Product Purchases
Buy now, pay over time.
Service Payments
Cover school fees, medical bills, and more with flexible terms.
Corporate Partnerships
We onboard organizations to offer rent and BNPL services to their employees.






— 100% Customer Satisfaction
How it Works
With FlexPay.Africa, you rent your next home the smart way. Our seamless 3-step process helps you move in without financial stress:
Apply Online
Fill out a quick application on our platform. Choose the service you need: Rent, Products, School Fees, Medical Bills, or Others.
Verification & Approval
Submit your supporting documents. Once verified and approved, we make payment on your behalf directly to the landlord, seller, school, or service provider.
Enjoy Now, Pay Later
You get immediate access to the product, service, or accommodation — and pay daily, weekly, or monthly on your terms.
Rent, Health, Services
Rent, Products, Service Payments
Enjoy Now, Pay Later
Enjoy Now , Pay Later

— 100% Customer Satisfaction
Corporate Partnership
We onboard organizations to offer rent and BNPL services to their employees.

— 100% Customer Satisfaction
Empowering Payments
Enjoy flexible payment options for rent, healthcare, school fees, and essential products — powered by instant approvals and real-time credit scoring.

Manage Payments with Flexibility
Smart Financing Real Freedom
FlexPay gives customers the power to pay rent, school fees, medical bills, and shop — all in flexible, stress-free installments through FlexPay.Africa.
Get immediate access to the product, service, or accommodation — and pay daily, weekly, or monthly on your terms.
No-Collateral Loans.
We Provide You loans to Cater for Your Rent, Medical Bills, School Fees without any Collateral
Active Users
Dollars Disbursed
FlexPay made it possible for me to rent my dream apartment without stressing over a huge upfront payment. Their flexible terms gave me the breathing room I needed..
Albertha Guego
"I was able to pay my medical bills on time thanks to FlexPay. The instant approval process and daily payment option really took the pressure off my finances."
Isaac Etornam
"Unexpected medical bills used to throw me off balance. With FlexPay, I got the treatment I needed and paid it off little by little — no stress, no hidden fees"
Lois Obo


Frequently Asked Questions
See Questions Asked frequently and their answers to give you a deeper understanding of FlexPay Services
FlexPay is a free, secure, and convenient platform that allows Ghanaians to pay MONTHLY for their rental homes.
No. We don’t ask for collateral from tenants or any of our services.
Yes. You can choose a home yourself and request rent support from us.
No. Just provide proof of regular and sustainable income — salary, business, or side hustle.
We cover rent, product purchases, school fees, medical bills, and more. New categories are added frequently.
We charge your 1 month rent as Service Fee for arranging the financing of your rent. Please note that our Service fee is ONLY charged when your application is successful and approved by our financial partners.
FlexPay looks for financial partners and negotiates with them to secure money for your rent advance at a competitive rate. The premium (interest) you pay on your rent goes to these financial partners, so FlexPay charges this service fee to get you the needed money at a more competitive rate. You benefit by getting your rent paid at a better rate and FlexPay uses this service fee to run the business and support more people
You pay the monthly rent through Renmo's website or Mobile App (coming soon) using either your mobile money or bank account. It is a simple process.
We charge a viewing fee if you are interested in any property we have listed.
Yes. You can come with your own property and FlexPay will provide funding.
Contact
Looking for a corporate solution? Contact us.
Latest Posts
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FlexPay.Africa vs. Traditional Lending: 7 Reasons to Choose the Smarter Way to Pay

Empowering Communities Through Digital Credit: Behind FlexPay’s Smart Scoring Technology

Say Goodbye to School Fee Stress: FlexPay’s BNPL Solution for Parents and Students

Affordable Healthcare When You Need It: FlexPay.Africa’s Daily Payment Model for Medical Bills
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